| 1 | W.R. Mosby BSA Compliance Officer Peoples Bank, Georgia | August 21, 2006 |
| 2 | Patrick L. Skinner EVP Risk Manager Appalachian Community Bank, Georgia | September 18, 2006 |
| 3 | Sherryl McDonald Senior Vice President BB&T | September 25, 2006 |
| 4 | Sepideh Behram Senior Compliance Counsel, Center for Regulatory Compliance American Bankers Association | September 25, 2006 |
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